Our People

Our People

Bianca Patterson

Mortgage and Finance Specialist, Director 

As the Founder and Director of Calculated Lending, Bianca Patterson is widely recognised as one of Western Australia’s leading mortgage and finance specialists. Her extensive knowledge, integrity, and genuine client-first approach have made her one of Perth’s most trusted and sought-after brokers.

Bianca is passionate about delivering outstanding service and clear, strategic advice to her clients. With over 14 years of experience in the mortgage broking industry, she has earned a strong reputation within the WA finance and property market as a highly respected and collaborative leader.

Having served on the Mortgage & Finance Association of Australia (MFAA) Young Professional and Community Panels, and as an MFAA Fellow and MFAA  Accredited Mentor, Bianca is dedicated to fostering the next generation of brokers and promoting continued professional development across the industry.

At Calculated Lending, Bianca provides personalised, well-considered, long-term advice and lending solutions across home loans, investment lending, development, commercial and SMSF finance and business lending, helping clients make confident, informed decisions about their financial future.


CONTACT BIANCA

Our People

Our People

Tracey Watkins

Mortgage and Finance Specialist

With more than 25 years of experience in the finance and property industry, Tracey brings deep knowledge and a practical, client-focused approach to every lending scenario. Her strong understanding of internal lending processes, combined with her diverse business background, allows her to navigate complex situations with confidence and clarity. Clients value her organised, thorough and genuinely supportive style.

Tracey is passionate about helping clients achieve their long-term financial goals by applying smart, tailored strategies. She is committed to making the finance process smooth, simple and stress-free, ensuring clients feel informed and supported at every stage.

At Calculated Lending, Tracey works closely with clients to provide holistic advice and exceptional service. She specialises in delivering customised solutions across home loans, investment lending, asset finance, commercial finance, and business lending.
 

CONTACT TRACEY